Your Future, Funded. One Contribution at a Time.
Join the Cammy integrated cooperative society ltd to access flexible loans, savings plans, and investment opportunities, built around your life, your hustle, and your dreams.
WHAT IS CICSL?
Empowering Everyday Nigerians Through Community Finance
Cammy Integrated Cooperative Services Ltd is a registered financial cooperative committed to helping individuals and small businesses access the tools they need to thrive, from microloans to investment growth. As a member, you’re not just borrowing and saving; you’re building towards ownership, independence, and stability.
Our cooperative is open to all, whether you’re a market trader, student, salary earner, or entrepreneur. We bring real value to real people, and it starts with membership.

OUR SERVICES

Quick loans, no long queues.
Access short-term funds to cover personal or business needs without stress or paperwork.
Fuel your hustle.
Get the capital your small business needs to expand, restock, or survive tough times.
Save with purpose.
Whether it’s rent, school fees, or a wedding, set a goal and we’ll help you reach it, one contribution at a time.
Earn more by doing less.
Lock your savings for a fixed term and receive competitive returns — safely and reliably.
Life happens. We’re ready.
Access emergency funds from your savings with minimal penalties when life throws a curveball.
Community wealth, organized.
Join trusted contribution circles to build lump sums faster, all managed transparently.
WHY CHOOSE US
Built On Trust. Backed By Community.
-
Transparent processes, no hidden charges
-
Flexible plans tailored to your income
-
Dedicated support from real people
-
Registered and complaint with local cooperative laws
Hear from Our Members
Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Adam
Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Karl
Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Maria
BECOME A MEMBER
Join Cammy Cooperative
Start your journey to smarter savings, access to loans, and real investment opportunities.
FREQUENTLY ASKED QUESTIONS
What is Cammy Integrated Services Limited?
Cammy is a multi-service company in Nigeria offering financial (loans, savings, investments), logistics, and real estate services through a range of specialized subsidiaries.
Is Cammy Licensed to operate in Nigeria?
Yes. Cammy Integrated Services and its cooperative arm operate in full compliance with Nigerian regulatory requirements and licensing bodies.
What type of loans do you offer?
We offer microloans, salary advances, and small business loans. Loan limits vary depending on your membership level and repayment history.
What is Cammy Integrated Cooperative Services Ltd?
It’s our licensed cooperative platform offering loans, savings, and investment opportunities to members.
What kinds of properties do you list?
We list residential, commercial, and land properties for rent or sale, verified through our partner agents.